RE/MAX 440
Dale Joy
dalejoy1@verizon.net
Dale Joy
4092 Skippack Pike, P.O. Box 880
Skippack  PA 19474
PH: 610-584-1160
O: 610-584-1160
C: 215-460-5153
F: 267-354-6852 
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Plumbing Safety Tips in Case of Emergency

September 13, 2017 3:53 am

When an emergency strikes, it's best to be prepared. The experts from Benjamin Franklin Plumbing ® offer the following tips to make sure you know how to ready your plumbing systems for any potential storms.  

- Check all downspouts and roof gutters to ensure they are securely fastened, free of debris and draining properly.
- Make sure yard culverts and street drains are free of debris and can carry water away as fast as possible.
- Consider installing a battery back-up pump that will operate in the event of a power failure.
- Inspect all floor drains throughout the house, including those in the garage, driveway, and basement.
- If you lose water pressure, open a faucet at the highest point in the house (such as an upstairs bathroom) to allow air into the system. Then draw water as needed from the lowest faucet in the home.
- Safe, clean water can be found in the water heater or a pressure tank for use in an emergency.
- If there is enough advanced warning of the emergency, assure the freshest water supply by flushing the tank and allowing it to refill with clean water.
- Turn off electricity or gas to the water heater so there is no risk that the heating unit could come on while the tank is being emptied. Draw water as needed from the drain valve at the bottom of the tank.
- Water stored in your home's plumbing system is safe - for a few days. After a longer time, it must be disinfected before it is used for drinking or cooking.
- Fill sinks and bathtubs with water for emergency use. Water stored this way is perfect for cleaning dishes, bathing or flushing toilets. However, due to the difficulty in getting tubs and sinks clean, this water is not recommended for drinking and cooking unless it is first disinfected.

For homes with basements:
- Inspect basement sump pump, if you have one. Ensure it is discharging water properly and is not clogged with debris. Do this by pouring a few buckets of water into your sump pit. In a matter of seconds, the pump should discharge the water and shut itself off.  Consider installing a battery back-up pump that will operate in the event of a power failure.

Source: Benjamin Franklin

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Tips for First-Time Life Insurance Buyers

September 13, 2017 3:53 am

Those of us who feel young and able don't likely thing much about life insurance. However, if you're married or are a parent, thinking about life insurance can help set up your family should a tragedy occur. With that in mind, Erie Insurance offers the following seven tips for anyone considering purchasing life insurance for the first time.
 
1. Understand who (or what) you're protecting. Major life changes like getting married, starting a family or buying a house are often when people think about buying life insurance for the first time. While anyone experiencing a significant life event like getting married or starting a family often recognizes the need for life insurance, others may not realize they could benefit from it as well. For instance, stay-at-home parents and student loan cosigners could have a definite need for life insurance. An insurance agent can help you figure out who and what you need to protect.

2. Buy what you can afford. Some people forgo purchasing life insurance for fear they cannot afford it. Start with what you can afford, and add to it over time. The good news is that life insurance is probably more affordable than people may think.

3. Consider your beneficiaries. A life insurance beneficiary is the person or entity you name in your policy to receive funds. Your beneficiary can be a person, business, trust, charity or even your church. And, you can have more than one. Carefully consider who your beneficiaries will be and if any proceeds meant to benefit a minor should be held in trust.

4. Get a will. Having a will can help ensure that life insurance proceeds are properly dispersed.

5. Do business with a financially sound company. You want to know your insurance company will be there when you need it. Erie Family Life Insurance Company is celebrating its 50th anniversary this year and holds an A (Excellent) rating from A.M. Best, a respected provider of financial ratings for insurance organizations.

6. Learn about life insurance. While an insurance agent can help you navigate the world of life insurance, it also helps to have a working knowledge. These articles are a good starting point.

7. Work with a licensed insurance agent. A knowledgeable and professional insurance agent can offer trusted guidance when it comes to finding the right life insurance protection at the right price.  

Source: Erie Insurance

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The Latest and Greatest Fall Home Trends

September 12, 2017 9:44 am

As the days shorten and autumn arrives, it's time to start considering holiday gift items, or even a couple of household goodies you might just want to keep for yourself.

Take, for example the remotely controllable slow cooker from WeMo, which let's you check on your meal in progress without actually having to be in the kitchen. Quickly and easily adjust your device's temperature and cook time via the WeMo smartphone app, or just turn it on or off completely while you're away. Plus, it's 6 quart oval stoneware cooking chamber is removable and dishwasher-safe.

Forget fall foliage and Indian corn - add some festive color to any of your home's doorways with a natural or faux-berry fall wreath. Many retail and online home stores and garden centers are offering stemmed bittersweet wreaths gleaming with russet red and persimmon instead of autumn's more understated browns and oranges.

Or, add rustic charm to any abode with small-scale set of burnished-bronze Anthropologie Airen antlers (anthropologie.com $21). Their hefty aluminum build is sturdy enough for holding purses and scarves by the door, or can just as easily be displayed in the living or bedroom as cruelty-free, cabin-inspired wall art.
Match them up with a pair of Pier 1 Imports antler-shaped candle stands ($28 each). Substitute in lieu of a traditional cornucopia to open up the visual space, while giving any tabletop or nook a more dramatic feel.

If you're not ready to panel an entire room, or looking to add a few natural woody accents, tryTarget.com for one or more sets of decorative Weathered brand wood panels. Their eye-catching geometric design is described as the perfect home décor for the minimalist household.

Or if you want the easy to apply - and remove - effect of wood, JCPenny.com offers extremely authentic looking and American made Beachwood Peel-and-Stick Wallpaper. Use it to freshen up a backsplash, as intriguing shelf backing, to accent small areas, or an entire wall.

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Hurricane on the Way? Prep Your Home's Electricity

September 12, 2017 9:44 am

If you're preparing for a big storm or hurricane, make sure you pay mind to your home's electricity. Consider the following tips from the electricians at Mister Sparky ® electric.

Preparing for the Hurricane:

- Make sure flashlights, battery powered lanterns and other sources of light are readily available; make sure flashlights and radio batteries are fresh.

- Have an adequate supply of medicine, first aid supplies, and baby items.

- Keep at least two weeks supply of bottled water, non-perishable food items and batteries

- If prescriptions are essential, get them refilled in case of an extended power outage or extensive damage to the area.

- Make sure to have identification and documentation on hand such as social security card, driver's license, birth certificate, and insurance information for your home, car, and life.

- Have an evacuation plan for yourself and your family in case of an extended power outage.

During the Hurricane:

- Make sure to get inside a building and stay away from the windows.

- Don't leave candles unattended and keep them away from the furniture, draperies and other flammable materials.  Make sure to keep children away from open flames.

- Don't open freezers and refrigerators any more than absolutely necessary.

- Turn off your heating and air conditioning systems as well as electric range.

- Unplug sensitive electronic appliances such as TVs, VCRs, microwave ovens and computers – this will protect your appliances against power fluctuations that can occur when power is restored.

- After power is restored, be sure to wait five to ten minutes before turning on appliances and AC systems.

After the Hurricane:

- If power lines and poles are down in your yard or in the street, always treat them as if they are energized and dangerous. Never touch them and stay away.  Make sure to call your local utility company.

- Post-storm debris can hide power lines that have fallen.  Fallen trees that contain energized power lines can electrocute any item it comes in contact with, such as a metal fence, a pond or standing water.  Even the ground can be energized near fallen power lines.

- If your electricity is out make sure to check with neighbors to see if they have power.  If they do have power, you may have only a blown fuse or a tripped breaker.  Never replace a fuse or reset a circuit breaker with wet hands or while standing on a wet (or damp) surface.

- If you're without electricity and want to use a portable generator, make sure to use it in a well-ventilated area—preferably outside

- Avoid using candles if possible. If you must, never leave a burning candle unattended.

- Replenish your supplies of batteries, bottled water, & non-perishable food items for future hurricanes.

Source: Mister Sparky

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How to Prep Your AC Unit for a Hurricane

September 12, 2017 9:44 am

When a hurricane is on the way, it's important to batten down the hatches--including your AC unit. One Hour Heating & Air Conditioning recommends homeowners follow these quick tips for AC and general home prep:

- Turn off gas and electricity to your home to ensure safety if the water rises.

- Close all exterior crawl space vents and tape them off to prevent moisture from getting in.

- If your home is on a crawl space, have a battery backup with batteries in the upper floor of your home.

- Tie down the exterior air conditioning unit to keep it from washing away.

- If your home floods, make sure to have a Certified HVAC Technician inspect your A/C and furnace before you turn it back on.

- Do not wait until bad weather is here to shut off power to the AC unit.

Source: www.OneHourHeatandAir.com.

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5 Reasons to Paint Your Walls Gray

September 8, 2017 4:41 am

When it comes to painting your space, there are a myriad of ways to go. Bright and sunny yellow, the classic eggshell white, a soothing blue or a fresh green. But one color not to overlook when painting is gray. Below are five reasons why.

It matches. Gray is a fluid, flexible color that pairs well with a large variety of accents. This means you can swap up your color scheme over the years and keep the same paint job.

It's elegant. Gray is a classic choice for a wall. Whether it's a light smokey gray, a deep ash, or a lavender tinted hue, gray doesn't seem to age out.

It's calming. Along with green and some shades of blue, gray has been shown to sooth and relax. This makes it a great choice for your bedroom.

It opens space. If you choose a light gray, the color can help create the illusion of a larger area. White is the typical choice for opening up a space, but if you're looking for a bit more personality, gray is the way to go.

You can mix and match. Gray is an extremely flexible color. You can paint three of your walls a soft silvery gray, and then choose an accent wall to paint a deep slate. Or, paint your ceiling or floor a different shade of gray to add an interesting twist.

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How to Prep Your Pup for Winter

September 8, 2017 4:41 am

(Family Features)--The colder months are approaching, and it's not uncommon to lessen focus on diet and exercise, and the same goes for furry friends during the cooler seasons. To keep your pup healthy this winter, it's important to establish proper nutrition habits - which start by feeding your pet the right type of food.

"Whether it's the increase in holiday parties or the decrease in temperature, healthy eating routines typically fall to the wayside during winter - for humans and pets," says Dr. Jeff Weber, veterinarian and IAMS spokesperson.

"In addition, it's common for pet owners to stay indoors and out of the cold weather, which can negatively affect the daily activity and exercise required for dogs."

Despite all the distractions and temptations of the season, it's important to keep your dog on a steady diet that includes high-quality ingredients, each serving a purpose in his or her overall health.

"I recommend looking for a dog food with high-quality ingredients," Dr. Werber said. "I like IAMS(tm) dog food because it offers quality protein and essential vitamins and minerals for your furry friend to stay healthy and active during the winter months."

To provide these benefits, Dr. Werber recommends an option like the IAMS(tm) diet, which can help you see the following visible differences in your dog:

- Healthy skin and coat: A rich source of omega-6 fatty acids from chicken fat promotes excellent skin and coat health.

- Healthy energy: A customized protein and carb mix contributes to healthy energy levels.

- Healthy digestion: Beet pulp helps maintain intestinal health and aids his or her ability to absorb nutrients.
Heading into the colder months it's also important to sustain your active habits. Bundle up, head outside and let a high-quality diet fuel both you and your dog to make the most of the colder months.  

Source: Iams

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The Connection Between Joy and Travel

September 8, 2017 4:41 am

(Family Features)--Many facets of travel, such as the anticipation, the experience and even the return trip, can enhance your mood. It can create an element of the unexpected and give you the opportunity to gain new, memorable experiences.

To explore the connection between happiness and travel, and what makes a destination joyous, Bank of America, CondÈ Nast Traveler and happiness expert Shawn Achor created "The Joy Index." Achor delved into the psychology of experiences that awe people and the physiology of adventure to explain the relationship between joy and travel, and identified the 10 most joyous places in the world. He also shared the following tips on how to make travel attainable and maximize the joy of your vacations:

Predictors of Happiness
The Joy Index combined Achor's studies on travel and happiness with existing research from organizations, including the United Nations and Gallup, to identify six "happiness factors" based on the psychology of joy and travel: environment, wellbeing, culture, connection, adventure and wonder. These six factors, which encompass everything from weather to geography and local food to the friendliness of the culture, can have an impact on the joy experienced when visiting a destination.

"The three greatest predictors of happiness are gratitude, social connection and meaning," Achor says. "If you have an amazing life but are not grateful for it, you do not have access to happiness. These three things scientifically improve happiness, but not just for a moment - they change the lens through which you view the world."

Travel's Effect on Happiness
Travel allows you to discover something completely new and unique, which is why it can bring so much joy. According to Achor, the human brain craves novelty.

"The new experiences we have when we travel help us gain perspective and remind us that the world is bigger than our everyday problems," Achor says. "Another reason why traveling makes us joyful is the connection we experience. Traveling allows us to disconnect from our everyday lives and reconnect with the friends and family we are traveling with, as well as locals we meet along the way."

Maximizing Joy on Vacation
Remembering to be grateful is crucial for staying in the moment and finding joy in your trips.

"Try to think about how lucky we are to travel and experience the world. When things don't go your way, such as an inconvenient rainy day, see it as an opportunity to make your experience even more memorable," Achor says.

Putting yourself out there and engaging with the local culture can also be crucial for maximizing the joy of traveling.

"Learning about different stories of people with different cultures than our own helps us realize and understand some of the cool similarities we share and interesting differences based on our backgrounds," Achor said.

Making Travel Attainable
Achor stressed that happiness can be cultivated wherever you are, but to get the most out of a vacation, planning is crucial. Even though traveling can help increase happiness, many opt out of going on trips because of the cost.  This, too, is where planning can help.

Source: Bank of America

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How-to Protect Women from Talc-Related Ovarian Cancer

September 7, 2017 4:29 am

There are many things you can do to help avoid specific types of cancer. Quitting smoking and staying out of the sun, for instance, are simple precautions. But did you know avoiding talc can also reduce your cancer risk?

Approximately 21,000 women are annually diagnosed with ovarian cancer each year, making it the fifth-leading cause of cancer-related deaths among women. While there are many factors that can contribute to ovarian cancer, like genetics,  four decades of prospective and retrospective scientific studies have shown a link between talcum powder use and ovarian cancer. In addition, laboratory-based human cellular studies show that the introduction of talcum powder to ovarian tissue produces inflammatory responses associated with cancer.

Following nearly $720 million in court verdicts, Dr. Roberta Ness, a recognized expert in women's health research and former Dean of The University of Texas School of Public Health, advocates, "It is time for doctors and women to realize that more than 40 years of scientific research doesn't lie: there is a link between genital talc use and ovarian cancer. This cause is 100 percent preventable."

Dr. Ness is sharing the following tips to help protect women from contracting ovarian cancer as a result of genital talc use:

Look at Labels: It is important to look at the ingredient labels for all body powder products you use on your body. While some body powder products are beginning to include ovarian cancer warning labels on talc products, not all do. If you see talc listed as an ingredient, find an alternative that uses cornstarch.

Product Use: Despite decades of both broad-based and demographically targeted marketing campaigns by large companies, talc-based products should never be used for feminine hygiene purposes. If this talc use is part of your daily routine, stop using it immediately.

Consult Your Doctor: Annual Pap tests do not check for ovarian cancer. If you have ever used talc for feminine hygiene, it is important to consult with your gynecologist about proper monitoring and testing.

Observe Ovarian Cancer Awareness Month: September is Ovarian Cancer Awareness Month, and women should take time to learn more about this disease. Being aware of the symptoms such as bloating, pelvic pain, feeling full quickly when eating, can help raise red flags in early stages, and increase chances for survival with proper medical treatment.  

If you or a loved one suffer from or have been diagnosed with ovarian cancer, Dr. Ness recommends connecting with trusted resource and support groups such as the National Ovarian Cancer Coalition.

"If you have to battle ovarian cancer, it is best to go through that battle with a community of other strong women," says Dr. Ness.  Source: Dr. Roberta Ness

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10 Foods You Should Never Freeze

September 7, 2017 4:29 am

With grocery prices rising, and economies essential, it’s a natural to freeze extra foods and leftovers to keep them fresh and ready for use – and most foods, nutritionists and chefs agree, are none the worse for the big chill.

But some foodstuffs lose not just flavor, but also quality and eye appeal for having served time in the freezer. Here’s a list of 10 foodstuffs not fit for freezing:

Milk – Milk other than non-fat, when thawed from frozen, will almost always be lumpy, okay perhaps for cooking purposes, but not for drinking.

Cheese - Soft cheeses, like ricotta, cream cheese, and goat cheese, will separate if frozen and thawed, changing their texture for the worse. Hard cheeses, like parmesan or cheddar, do better – but they will keep in the fridge for long periods, wrapped in wax paper rather than plastic, so why bother to freeze them?

Other dairy products - Yogurt, sour cream, buttermilk or fresh cream will separate and curdle when thawed from frozen. On the other hand, you can successfully freeze extra butter.

Fresh potatoes – It’s tempting, when you know they will rot or grow eyes if you don’t use them in a timely manner. But freezing, or even refrigerating, fresh potatoes will give you gritty, grainy results.

Leftover gravy – Gravy thickened with flour or cornstarch will separate when thawed from frozen.

Fresh herbs – If you can’t polish off that bunch of basil, parsley or oregano, turn it into pesto or a compound butter to spread on French bread and pop under the broiler. Herbs frozen turn into mushy, brown messes when thawed.

Fried foods – That crispy fried chicken, zucchini or whatever is doomed to collect a lot of moisture in the freezer, thawing as something you may not want to eat.

Cooked pasta – Taken from the freezer, freshly cooked pasta will be a mushy, sticky mess, thoroughly bloated with water.

Whole eggs – The gooey insides may expand when frozen, cracking and potentially leaking. Egg-based foods, like mayo, also should also not be frozen.

Ground coffee – Opened bags of coffee stored in the freezer suffer condensation that can totally ruin the flavor, especially if you thaw it every morning, use a little, and return it to the freezer. You can, of course, safely stow it in the fridge.

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